Posts tagged talk about money
Why Budgets So Often Fail (Part 2)

Every year we want to buy our loved ones gifts during the holiday season, but because we so often forget to budget for them, we end up using credit cards to buy those gifts. If and when we finally pay off that holiday debt, we’re often so relieved that we don’t think to start saving for next year.

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Why Budgets So Often Fail (Part 1)

If your plan isn’t built around your life, and assumes that you’ll have one, it’s no wonder that you don’t stick to it at all, and throw up your hands saying “this budgeting thing is impossible! I give up!”. Instead of giving up on budgeting, change your budget instead. If your budget assumes you spend $20/month on entertainment when you’re used to spending $200/month, you’ll give up. In order to not give up on budgeting entirely, what about cutting back to $150 or $100/month instead? You have to build your plan around your actual life and what brings you happiness, instead of building your life around your plan and being miserable all the time.

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